Only in the US: The perplexing case of missing maternity coverage


There's an important story from Newhouse News Service out today which reports on the common practice among private insurers to exclude maternity coverage from individual policies. "Large group plans generally include maternity coverage as a matter of course. But small group plans and individual policyholders may not because it adds too much to the monthly premiums," Regina McEnery reports. This is dismal news for single mothers-to-be by choice or chance who are self-insured or covered by a group policy that excludes maternity coverage for individual policy holders.

What generally happens when women face barriers to getting affordable prenatal care is that they try to do without. Have I mentioned lately that the United States has one of the highest rates of maternal mortality, and the highest rate of infant mortality, among industrialized nations? Or that there are significant racial disparities in the percentage of mothers who receive early prenatal care? And that in 2006, the Save the Children Foundation ranked the US the worst place to be a mother among wealthy Western nations based on health, economic, and social indicators? Are you really surprised?

Maternity Coverage Often Missing From Insurance Policies
Newhouse News, Feb 14 2008

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This page contains a single entry by jstadtman published on February 14, 2008 12:09 PM.

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